Azure Private Health Insurance

​We recommend Azure private health insurance for those who frequently use outpatient services but would like to secure their inpatient treatment in a private hospital as well.

Azure private health insurance covers the costs of consultation with a General Practitioner and/or specialist. Additionally, it covers the costs of diagnostic tests, medical processes needed to reveal diseases and the costs of the private hospital treatments.

The health insurance covers among others the following:

  • Costs of outpatient treatments up to 3.900.000 HUF/year up to 20 occasions.
  • Costs of inpatient treatments up to 390.000.000 HUF/year throughout Europe.
  • Costs of treating critical illnesses.
  • Health screening up to 71.500 HUF.

Azure health insurance covers the below medical treatments

The overall maximum limit of the health insurance is 390.000.000 HUF/year/individual.
Inpatient treatments:
  • Hospital costs, including hospital room with board and general nursing care.
  • Parent accommodation. If the insured patient is underage and treated for an illness that is covered by this private health insurance then one of the parents may stay in the same hospital room. The health insurance covers the hospital costs (accommodation and board) of one parent.
  • Operating theatre fees. The health insurance covers the costs of the operating room, recovery room, medicines, general nursing care and equipment used during and after the operation.
  • Intensive care and high dependency unit. The health insurance covers the admission or transfer to these units.
  • Specialists fees, including consultation fees of specialists, surgeons, anesthetists and assistants during and immediately before or after surgery.
  • Pathology, X-ray, diagnostic tests done in order to diagnose the patient's condition (blood tests, ECG, X-ray or ultrasound).
  • Physio/Chiro/Osteotherapist, naturopath, dietician, speech therapist. The health insurance covers the costs of a treatment done by a registered medical practitioner aiming to recover or restore a function.
  • Chronic conditions. Costs of treating these conditions within inpatient care.
  • Rehabilitation. The costs of inpatient rehabilitation following surgery are covered up to 15 days.
  • Prosthetic implants. These costs are covered as part of the medical treatment.
  • Home care. In case of a hospital treatment, that is covered by this health insurance, the costs of home nursing are covered as well up to 30 days if immediately followed upon discharge, managed by a qualified nurse and prescribed by a specialist.
  • Cash benefit. A lump sum cash benefit is paid in the amount of 15.000 HUF/night up to 10 days if the patient stays in a hospital where no fee is charged for medical treatments. (f.e. public hospital)
  • Congenital and hereditary conditions. The costs of treating congenital and/or hereditary conditions are covered up to 60 days after giving birth.
    Congenital disorder is an abnormality, illness, injury, deformity, etc. present at birth wether diagnosed or not.
    Hereditary condition is an abnormality, illness, injury, deformity, etc. present at birth and passed down by a family member.
  • Cover outside geographic area. Up to 30 days. Covered only until stable condition to transfer or up to the cash limit of 9.750.000 HUF.
Outpatient treatments:
An overall amount of 3.900.000 HUF is available for outpatient services which may include consultations with a General Practitioner or Family Doctor consultation with a specialist within outpatient services, diagnostic tests, physiotherapy and treatment of chronic deseases altogether up to 20 occasions annually.
  • Outpatient surgery. The costs of surgical procedures performed under local anesthetic not requiring inpatient treatment are covered within the above mentioned limits.
  • General Practitioner and specialist fees. The consultation fees with a General Practitioner, Family Doctor or specialist to diagnose an illness or as a follow-up care are covered by the health insurance.
  • Pathology, X-ray, diagnostic tests done in order to diagnose the patient's condition (blood tests, ECG, X-ray or ultrasound).
  • Physiotherapy. If recommended by a specialist or your General Practitioner the costs of physiotherapy are covered within the above limits if performed by a registered physiotherapists and with the purpose to relieve pain or restore a function.
  • Chronic diseases. The costs of ongoing treatment of chronic diseases are covered within the above limits.
  • Medical dressing and medication prescribed by a physician for treating an injury or illness.
Other services:
  • Cancer treatment. Costs of inpatient cancel treatments are covered by the health insurance including hospital care, chemotherapy, radiotherapy, consultation and medicine related to the treatment process.
  • Transplant services. Costs of medical services related directly to the transplantation are covered up to 81.250.000 HUF in case of organ transplantation and up to 8.125.000 HUF in case of tissue transplantation. The health insurance does not cover the searching, removing and transportation of the transplant organ or tissue and the costs of administration.
  • Advanced imaging. Costs of advanced imaging (PET scan, CT, MRI, etc.) are covered if recommended by your specialist.
Assistance:
  • Road ambulance. If medically necessary the costs of transporting the insured to a hospital following an accident or transferring from one hospital to the other are covered using road ambulance.
  • Return of mortal remains. The costs of returning the mortal remains of the insured are covered up to 3.250.000 HUF, if he/she dies away from his/her home country or country of residence.
  • International Emergency Medical Evacuation with the approval of the insurance company. In case of an emergency if the local medical services are not satisfactory the health insurance covers the costs of evacuation to the nearest hospital or return the insured to his/her home country or country of residence using the most eligible means of transport available (f.e. scheduled charter flights, etc). The reasonable costs of travel and accommodation of one person accompanying the insured are covered up to 16.250 HUF/night for a maximum of 10 nights. Once the insured is fit to travel the health insurance covers the costs of returning home.
    The health insurance does not cover seaborne, airborne and mountain evacuation or searching of the insured and evacuation from deserts and jungles.
Preventive care:
  • Health screening. The cost of health screening is covered up to 71.500 HUF every year.
27.000 HUF/month
(Guiding price estimated for age group 18-39.)
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